Keesha N. Warmsby

Associate

Columbus
T 614.462.4772
F 614.462.2616

Overview

Keesha Warmsby is a consumer financial services lawyer with a litigation and regulatory practice, primarily representing financial services companies on TCPA,  FDCPA, FCRA, third party vendor oversight and other consumer statutes. She has led multiple 50-state survey projects for Fortune 500 companies concerning state and federal consumer statues and UDAP regulations. Additionally, she has prepared compliance policies and guidelines, including TCPA policies for banks and nonbank lenders, and counseled clients in a supporting capacity concerning CFPB-led enforcement actions. 

Keesha is a co-author of the Mortgage Bankers Association Compliance Essentials Dodd-Frank Section 342 Diversity and Inclusion Resource Guide®.

Select Experience

  • Defends financial institutions and service providers in consumer initiated class actions regarding federal and state consumer protection statutes.
  • Defends mortgage servicers in contested foreclosure actions in multiple jurisdictions.  
  • Defends financial institutions against consumer-related claims under the FDCPA, FCRA, TILA and RESPA.
  • Counsels corporate clients regarding regulatory and compliance risk assessment matters in connection with mergers and acquisitions.
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Experience

  • Defends financial institutions and service providers in consumer initiated class actions regarding federal and state consumer protection statutes.
  • Defends mortgage servicers in contested foreclosure actions in multiple jurisdictions.  
  • Defends financial institutions against consumer-related claims under the FDCPA, FCRA, TILA and RESPA.
  • Counsels corporate clients regarding regulatory and compliance risk assessment matters in connection with mergers and acquisitions.
  • Assisted publicly traded company in remediation effort during investigation by consumer financial protection bureau. Resulted favorably for client.
  • Counsels financial services institution on federal and state regulatory compliance matters.
  • Defends banks and other financial institutions in complex litigation and regulatory proceedings.
  • Trains financial services compliance officers regarding state and federal lending and consumer statutes.
  • Assisted with creation of policy and procedures for mortgage lenders in order to ensure compliance under Dodd-Frank.
  • Assisted auto lender with state licensing issues across the country.
  • Acts as compliance counsel for mortgage and auto lenders, drafting policy procedures to ensure Dodd-Frank compliance.
  • Provides state licensing counsel to automobile and mortgage lenders nationwide.

Recognitions and Memberships

Recognitions

  • Ohio Super Lawyers "Rising Star" (2017)

Memberships

  • American Bar Association
    • Business Law Section
    • Consumer Financial Services Committee
  • Ohio State Bar Association: Banking, Commercial and Bankruptcy Law Committee
  • Columbus Bar Association
    • Financial Services Committee: Co-Chair
    • Barrister Leadership Program: Graduate (2012)
  • John Mercer Langston Bar Association
    • Professional Development Committee: Co-Chair (2012 to 2013)
  • American Inns of Court, Chief Justice Thomas J. Moyer Inn

Community

  • YWCA
    • Central Ohio Endowment: Board Member 
    • Chase Gen-Y Leadership: Graduate (2013)
  • Vineyard Legal Clinic

Prior Positions

  • Bricker & Eckler: Associate (2012 to 2015)
  • Franklin County Common Pleas Court: Staff Attorney (2011 to 2012)

Admissions

  • U.S. District Court, Southern District of Ohio
  • U.S. District Court, Northern District of Illinois
  • U.S. District Court, Northern District of Ohio
  • Ohio

Education

  • J.D., Ohio Northern University Claude W. Pettit College of Law, 2010; Merit Scholar (2008 to 2010); Chief Justice, Moot Court; Order of the Barristers; 1st Place Winner, Burke E. Smith Trial Competition; 1st Place Anthony J. Celebrezze Appellate Advocacy Competition
  • B.A., Business Administration, Kennesaw State University, summa cum laude, Golden Key National Honor Society

Blog

In The Blogs

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Financial Services Blog
CFPB Unveils Disclosure Forms in Response to Overutilization of Overdraft Fees
August 8, 2017
On Aug. 4, the Consumer Financial Protection Bureau (CFPB) released the results of its study into frequent overdrafters and four overdraft disclosure model forms as part of its Know Before You Owe initiative. The CFPB designed these...
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Financial Services Blog
Revisiting the Enforceability of Class Action Waivers in Consumer Financial Contracts
July 18, 2017
On July 19, 2017, the Consumer Financial Protection Bureau (CFPB) published the final Arbitration Agreements Rule (the rule) that would impact the way claims involving consumer financial products and services are handled in the future. The...
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Financial Services Blog
FTC Enters Into $104 Million Settlement With Company for Impermissible Lead Generation
July 11, 2017
On July 5, 2017, the Federal Trade Commission (FTC) entered into a stipulated order to memorialize a settlement with a lead-generation business, Blue Global LLC, and its CEO (Blue Global), in the U.S. District Court for the District of...
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Financial Services Blog
H.R. 2148 Introduced to Clarify HVCRE Rules
By Barbara A. Hayes, Gina M. Mavica
July 10, 2017
In 2013, the Federal Reserve Board adopted rules to implement Basel III, a regulatory framework of reform measures for the banking industry issued by the Basel Committee on Banking Supervision (BCBS). These measures include a set of...
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Financial Services Blog
Commercial Tenant Debtors in Chapter 11: Fundamentals of Landlord Creditor Protection in Bankruptcy
July 6, 2017
Commercial landlords have unique protections in bankruptcy, but can lose these rights if they do not assert them. When a commercial tenant files bankruptcy under Chapter 11, the landlord must carefully monitor filings and proceedings from...
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