Melonia A. Bennett

Associate

Columbus
T +1.614.462.2623
F +1.614.462.2616

Overview

Melonia Bennett is a member of the BakerHostetler team serving as court-appointed counsel to the Securities Investor Protection Act (SIPA) Trustee for the liquidation of Bernard L. Madoff Investment Securities LLC (BLMIS), an unprecedented recovery effort involving hundreds of actions. Additionally, Melonia's practice includes consumer financial legal services, focusing on complex commercial litigation and regulatory compliance for financial services companies. She approaches her work with great enthusiasm and a pragmatic outlook. 

During law school, Melonia served as the chief managing editor of the Entrepreneurial Business Law Journal at The Ohio State University.

Select Experience

  • In the BLMIS liquidation, Melonia is currently working on avoidance actions against financial institutions that invested in underlying BLMIS feeder funds, identifying evidence, drafting complaints and briefs, and conducting necessary legal research.
  • Assists in counseling financial services companies concerning federal and state regulatory and compliance matters.
Financial Services
  • Defends financial institutions in complex foreclosure proceedings. 
  • Provides guidance to financial services companies on compliance with respect to CLA, FDCPA, FCRA, ECOA, FCBA, EFTA, HMDA and related regulations. 
  • Assists mortgage industry members in complying with TILA/RESPA integrated disclosure requirements. 
More »

Experience

  • In the BLMIS liquidation, Melonia is currently working on avoidance actions against financial institutions that invested in underlying BLMIS feeder funds, identifying evidence, drafting complaints and briefs, and conducting necessary legal research.
  • Investigates and prepares for litigation against hedge funds, investment banks and other financial institutions that invested in BLMIS feeder funds.
Financial Services
  • Defends financial institutions in complex foreclosure proceedings. 
  • Provides guidance to financial services companies on compliance with respect to CLA, FDCPA, FCRA, ECOA, FCBA, EFTA, HMDA and related regulations. 
  • Assists mortgage industry members in complying with TILA/RESPA integrated disclosure requirements. 
  • Assists in counseling financial services companies concerning federal and state regulatory and compliance matters.
  • Has conducted large-scale document review projects and handled complex e-discovery issues.
  • Has assisted consumer loan brokers with state licensing issues across the country.
  • Advises auto lenders and consumer loan brokers about state licensing requirements across the country.
  • Completes training and compliance counseling, including preparation of policies and procedures, for financial services companies relating to state and federal lending laws. 
  • Provides retail installment sales companies with ECOA and FCRA disclosures and disclosure guidance and with licensing requirements across the country.
  • Counsels institutions on requirements of bank service providers under the Office of the Comptroller of the Currency’s regulations.
  • Counsels national credit card processing companies on structuring complex transactions under National Automated Clearing House Association (NACHA) rules.

Recognitions and Memberships

Memberships

  • American Bar Association 
    • Business Law Section
    • Consumer Financial Services Committee
  • Ohio State Bar Association
  • Ohio Women’s Bar Association
  • Columbus Bar Association

News

News

Community

  • Women's Business Centers of Ohio: Advisory Board Member

Pro Bono

  • The Legal Aid Society of Columbus, Chapter 7 Pro Bono Bankruptcy Project

Prior Positions

  • Ohio Supreme Court: Legal Intern
  • Ohio Department of Education: Legal Intern

Admissions

  • U.S. District Court, Southern District of Ohio, 2015
  • Ohio

Education

  • J.D., The Ohio State University Michael E. Moritz College of Law, 2011; Chief Managing Editor, The Ohio State Entrepreneurial Business Law Journal, 2010 to 2011
  • B.S., Economics, Miami University, 2008, Miami University Presidential Distinguished Service Award
  • B.A., Political Science, Miami University, 2008

Blog

In The Blogs

Previous Next
Financial Services Blog
Policymakers Increasing Their Scrutiny of Virtual Currencies
June 8, 2017
Virtual currencies are attracting unprecedented worldwide attention from not only businesses and investors but also U.S. policymakers. The increasingly intense interest in virtual currencies is fueled by all-time highs in the price of...
Read More ->
Financial Services Blog
United States Supreme Court Splits 4-4 on Spousal Guarantor ECOA Discrimination Claim
By Melonia A. Bennett, Lauren M. Hilsheimer
March 23, 2016
On March 22, 2016, in Hawkins v. Community Bank of Raymore, No. 14–520, the United States Supreme Court upheld the Eighth Circuit’s decision that spousal guarantors could not bring a discrimination claim against creditors under the Equal...
Read More ->
Financial Services Blog
Disparate Impact Continues to be a Viable Discrimination Theory for the CFPB under the ECOA
By Melonia A. Bennett
March 17, 2016
On Wednesday, March 16, 2016, the House Financial Services Committee hosted the Consumer Financial Protection Bureau’s (“CFPB”) Director Richard Cordray for a hearing on “The Semi-Annual Report of the Bureau of Consumer Financial...
Read More ->
Financial Services Blog
CFPB Issues RFI for HMDA Data Resubmission Final Rule
By Melonia A. Bennett
January 15, 2016
On January 7, 2016, the Consumer Financial Protection Bureau (CFPB) issued a request for information (RFI) seeking feedback and additional information on what modifications may be appropriate to the CFPB’s Home Mortage Disclosure Act...
Read More ->
Financial Services Blog
CFPB Releases Bulletin Outlining Automatic Debit Requirements for Financial Entities
By Melonia A. Bennett
November 25, 2015
On Monday, November 23, the CFPB released a new Compliance Bulletin to remind financial entities of their requirements when obtaining consumer authorizations for preauthorized electronic fund transfers (EFT). Mortgage servicers, student...
Read More ->